Farmers continue to be the backbone of the Indian economy. The Indian government in its budget
2023-24 has taken multiple steps to boost agriculture and uplift the farming community. Here are
some schemes that as a farmer you could avail of:

1. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): Financial assistance of Rs. 6,000 per year
   has been provided under this scheme to small and marginal farmers, irrespective of the size
   of the landholding. This financial benefit is payable in three equal installments of Rs.2000
   each, every four months. Rs. 60000 crores have been budgeted for this purpose. Farmers
   can visit the website – https://www.pmkisan.gov.in/ for more details and to register their
   names.
2. Pradhan Mantri Fasal Bima Yojana (PMFBY): This scheme provides farmers with insurance
   coverage and financial support in the event of crop failure due to natural calamities. A
   budget of Rs. 13625 crores is set aside for this crop insurance scheme. Farmers can avail of
   this benefit by applying at: https://pmfby.gov.in/.
3. Pradhan Mantri Krishi Sinchai Yojana (PMKSY): This scheme aims to provide irrigation
   facilities and ensures water security to boost the productivity of farmers. The scheme works
   on the basic objective of ‘  ‘Har Khet ko pani’ and  ‘More crop per drop’ in order to improve
   water efficiency. Farmers are being educated about modern irrigation methods under this
   scheme. Rs. 10787 crores have been set aside for this irrigation scheme. To obtain benefits
   under PMKSY, the farmers can contact the nearest Office of the Agricultural Department or
   District Agriculture Officer/ District Horticulture Officer.
4. Pradhan Mantri Kisan Maandhan Yojana (PMKMY): This is a voluntary and contributory
   pension scheme floated by the Ministry of Agriculture and Farmers Welfare for Small and
   Marginal farmers wherein an assured monthly pension of Rs 3000/- is paid after the
   attainment of 60 years.
   Under this old age protection and social security scheme, the applicant depending on his/her
   age has to contribute between Rs 55 to Rs 200 per month until the age of 60. A matching
   contribution will be made by the Government of India. However, there are some
   prerequisites to enroll under this scheme such as age, cultivable land, etc, and can be found
   online https://www.myscheme.gov.in/schemes/pmkmy. The same can be applied online via
   CSCs – https://digitalseva.csc.gov.in/
5. Pradhan Mantri Kisan Credit Card (PMKCC): This scheme provides easy access to credit for
   farmers. Rs. 23000 crores have been provided for this scheme by the Government of India.
   To apply, visit the bank from which you wish to get the PM Kisan credit card and enquire.
6. Pradhan Mantri Kisan Samman Nidhi Yojana : An initiative by the central government to
   boost the incomes of all landholding farmer households in India. The scheme provides
   financial support of Rs. 6000 every year. Funds are transferred to the beneficiary’s bank
   account in three equal installments of Rs 2000 each. To apply, visit – www.pmkisan.gov.in
7. Pradhan Mantri Kisan SAMPADA Yojana (PMKSY): A scheme for Agro-Marine Processing and
   Development of Agro-Processing Clusters. This scheme provides value-addition to the
   farmers and facilitates the movement of agricultural output/harvest from the farm to the
8. retail outlet by creating modern infrastructure and through efficient supply chain
9. management.
10. Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PMKUSUM): This scheme
    ensures energy security for farmers in India by promoting solar pumps and other renewable
    energy sources for agricultural use. It will enable them to earn additional income or save
    costs through the offerings noted below –
    a. Solar energy-based power plants: Renewable energy-based power plants (REPP) of
    capacity 500 kW to 2 MW will be set up by individual farmers/groups of farmers/
    cooperatives/ panchayats/ Farmer Producer Organisations (FPO)/Water User
    associations (WUA) on barren/fallow lands and the power will be purchased by local
    DISCOM at pre-fixed tariff. To avail of financial assistance, click on
    https://pmkusum.mnre.gov.in/landing-farmer_registration.html
    b. Solar Agriculture Pumps: Stand-alone solar agriculture pumps of capacity up to 7.5
    HP will be installed on individual farmer lands as a replacement for existing diesel
    Agriculture pumps / irrigation systems in off-grid areas, where grid supply is not
    available. Pumps of capacity higher than 7.5 HP can also be installed, however, the
    financial support will be limited to 7.5 HP capacity. To know more, contact your
    respective state implementation agencies. Refer –
    https://pmkusum.mnre.gov.in/State_Implementing_Agencies.html
    c. Individual Pump solarisation: Individual farmers having grid-connected agriculture
    pumps will be supported to solarise pumps. The farmer will be able to use the
    generated solar power to meet the irrigation needs and the excess solar power will
    be sold to DISCOMs at a pre-fixed tariff. To know more enquire at –
    https://pmkusum.mnre.gov.in/State_Implementing_Agencies.html
11. Pradhan Mantri Annadata Aay SanraksHan Abhiyan (PM AASHA) – A scheme to ensure that
    farmers receive the right price for their crops. 
12. Stay updated and improvise your income by availing of the above government schemes.